The right mortgage
could save you thousands

  • Professional support
  • Experianced Financial Expertise
  • Simple online experience
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Find the Loan with the lowest rate that’s right for you

Mortgage Broker with Finance degree to help with your overal financial health. 

Financial Professionals Read, Analyze and Understand Economic Reports

Economics are boring to most people but understanding market data reports are vital to your prosperity.  Make sure you work with a financial professional not only educated in financial markets but monitors and understands how those indicators affect your real estate and portfolio! 

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Hi, My name is Barry. I am a Mortgage Broker with the All Western Mortgage. We specialize in residential home loans for real estate purchase and refinances. If you are looking for a licensed mortgage professional to go over your finances and see how we can save you total monthly payments, contact me for a consulation.

Buying a new home? Increase your odds of a winning bid with our automated underwriting Pre-Approval so you can get your offers accepted over cash offers.

Real Estate Mortgage is more than a Rate; it's your total monthly payments, net worth and future financial stability. 
Consult with a Financial Professional educated and experience in Financing.
To work out a financial plan that incorporates your mortgage into your life's fiancial plans.

Why you need a Trusted Financial Professional working with you and consulting on what is your best options when combining financing with your real estate portfolio.  iIt's nearly imposible to easily shop mortgage rates.  You just can't easily get 'apple to apples' comparisons because there are numerous loan productrs.  Each Real Estate Mortgage then has multiple additional pricing layers that adjust the rate and price:  Fico scores, down payment amount LTV, property type, debt to income percentage,...

How to get the lowest mortgage rate

Same person, 2 different property types= 2 different rates.
So don't go off some advertised average market rate. Make sure to go over a more detailed pre-approval.

First let's determine what the monthly payments will be before showing homes.
Contact me to help you understand the financing process and how it applies to the monthly payment.

Purchasing a home can be a stressful experience, but it doesn’t have to be. Let 30+ years experience in real estate combined with an educated Finance degree guide you throughout the entire process and will keep you informed about what to expect.  

Reverse Mortgage is smart financial planning to let your house equity work for you!

Helping People Navigate Pretirement.  Several different Reverse mortgage options.  Some start as early as 55 years of age where you only have 10 years of reduced mortgage payments and then it converts to full reverase mortgage with no monthly payment: EquityAvail*

Zero commissions for home buyers &
learn how to write offers with zero lender fees

We don’t charge any application, origination or underwriting fees upfront.

Reach us anyway you like: email, text or call.

Our location

Professionalism, Experience, Knowledge

Our team’s process is organized and streamlined to ensure nothing “falls through the cracks.” From providing a solid pre-approval to requesting the necessary client documentation, we start the loan process with a strong foundation, eliminating issues further down the road.

2. Application

With a helping hand from your loan officer, you will complete a loan application to start the process. You can do this online or in person.

3. Documents

You will need to provide your loan officer with all supporting documentation such as your most recent bank statements, w-2’s, paystubs and tax returns.

1. Say Hello

We start the process by discussing your financing goals, getting you pre-qualified and presenting you with financing options.

Barry Guca

Mortgage Banker



Your loan has been recorded!

4. Appraisal

We have teamed with a licensed 3rd party appraiser to evaluate the home you’re financing. This is meant to verify the worth of your current home or the home you are buying to ensure the proper programs and loan amount are presented.

5. Underwriting

Our skilled team of Underwriters will review your file to ensure that you qualify. Underwriting is done in-house, giving our team full control over the transaction to ensure a smooth process.

6. Conditional Approval

Congrats, you’ve been approved with conditions. Your processor will work on getting these conditions cleared which may require additional information from you.

7. Final Underwriting

The Underwriter will review your loan once more to verify all conditions have been met. Once the loan is clear to close, your processor will order your loan documents.

8. Closing

It’s time to sign! Once the documents you signed are received by our in-house funding department, they will review the documents one last time and condition for any additional information needed (missed signatures, receipt of funds to close, etc.).  When closing conditions have been met, our funding department gives escrow the authorization to record & disburse.

Ready to get started

Get pre-approved with Better Mortgage for your personal financial situation.

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